The Complete Fire Safety Guide

In honor of Fire Prevention Week, we want to share this great resource that will help you to both prevent and prepare for a house fire. Stay safe!

Guest Blogger: Robert Dekanski, The Dekanski Home Selling Team

In 2017, one home fire occurred every 88 seconds in the United States, and about half of the insurance claims relating to fire were made by homeowners. That same year, 77% of all fire-related deaths occurred in the home. In Canada, 19,062 structural fires were reported in 2014. Around 75% of those fires were residential.

The power of fire should not be underestimated. When a fire occurs, occupants may have as little as 2 to 3 minutes to get out of the house before it’s too late. Home fires can reach temperatures of 1,400 degrees Fahrenheit (760 degrees Celsius). When a flashover fire occurs, windows shatter, oxygen is sucked from the room, and thick, toxic smoke fills the air. Given this, it’s obvious why fires are so deadly.

Understanding how to prevent house fires, and knowing how to stay safe in the event of a fire is something every property owner, head of household or parent should consider. Here’s what you need to know – Read The Complete Fire Safety Guide Here.

Last Call for Volunteers!

Check out our latest Newsletter for info on volunteering at the OFP house and an upcoming Undie Drive!

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The Porch Press: July 2019

Beyond the Lights and Sirens – An Emergency Manager’s Perspective

Guest Blogger: Dr. Enessa Janes, Community Resilience Coordinator

When people hear the words “disaster” or “emergency management,” they typically think about first responders (police, EMTs, or firefighters) or the Federal Emergency Management Agency (FEMA). Although these groups are crucial to response efforts, when it comes time for families and communities to begin recovery, it takes a diverse group of partners and expertise to be successful.

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The Porch Press: Summer 2019

The Porch Press: Spring 2019

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How to Effectively Get Out From Under Credit Card Debt

Credit card debt is unfortunately a likely outcome for people who are affected by disasters as the recovery process is long, expensive, and can put a significant financial strain on a family. Our friends at LendEDU put together this great resource on real solutions for getting out of credit card debt… it is possible!

Credit card debt is a means to an end for millions of consumers each year. The ability to quickly pay for an unexpected expense, such as a car repair or a medical bill, is one of the biggest benefits of having available credit. However, without a plan to pay off credit card balances, many people find themselves drowning in high-interest credit card debt.

Over the last year, the total amount of consumer debt hit a peak. As interest accrues on revolving debt balances each month, it can seem like there is no end in sight to paying off what is owed. This is especially true when interest rates are over 20% on some credit card accounts, and only the minimum monthly payment is being made.

Fortunately, there are ways to dig yourself out of credit card debt and get back on track with your financial life through one or more of the following strategic methods.

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